General Frequently Asked Questions
Insurance companies and hospitals have teams of lawyers protecting their interests. Without an experienced attorney, you risk being pressured into accepting less than you deserve. At First Truth Law, we handle the legal and insurance complexities so you can focus on recovery, ensuring your rights are protected and you receive fair compensation.
The statute of limitations is the legal deadline for filing a lawsuit. These time limits vary by state and type of claim. If you miss the deadline, you may lose your right to seek compensation. That’s why it is important to contact an attorney as soon as possible after an injury or medical mistake.
Filing a claim involves notifying the responsible insurance company, gathering evidence, and documenting your injuries and damages. At First Truth Law, we handle this process for you, ensuring the claim is filed and supported.
Key items include medical records, incident reports, photos, witness statements, and proof of lost wages or expenses. Don’t worry if you don’t have everything—we help you collect the necessary documents.
Usually not. Insurance companies often make quick, low offers to close cases cheaply. An attorney can evaluate the true value of your case—including future medical care and lost income—before negotiating for a fair settlement.
Most cases settle before trial. However, if the insurance company refuses to be fair, we are fully prepared to go to court to fight for your rights. We guide you through every step so you know what to expect.
First Truth Law is primarily a remote law office. That means we don’t rely on a traditional brick-and-mortar office. Instead, our team works virtually, allowing us to serve clients wherever they are, with flexible communication options like phone, email, and video meetings.
We do have a physical office where we meet by appointment only at 16440 Booker T. Washington Highway, #304B, Moneta, VA 24121.
Frequently Asked Questions about Personal Injury Claims
Personal injury refers to harm caused by someone else’s negligence, such as car wrecks, slip and falls, or defective products. A personal injury claim seeks compensation for medical bills, lost wages, and pain and suffering.
– Get medical attention immediately, even if injuries seem minor.
– Call the police and get a copy of the crash report.
– Take photos of the scene, vehicles, and any injuries.
– Collect contact information from witnesses.
– Notify your insurance company.
– Call an attorney before giving detailed statements.
Because each case is different, it is often difficult to definitively state how long a case will take. Typically, a personal injury case can take anywhere between a few months and a few years. The timing of the case depends on several factors, such as the extent of the injuries sustained, the amount of compensation requested, the production of evidence, and whether or not you choose to hire an attorney to assist with the case.
In Virginia, you must generally file a personal injury claim within two years of the date that the incident occurred.
Personal injury cases can take a long time to resolve for some of the following reasons- your case is slowed down by legal or factual problems; your case involves a lot of damages and substantial compensation; or you have not reached maximum medical improvement from your injuries (which means that you have not yet reached the period where you have recovered as much as you are going to from your injuries).
Experts are not necessarily required in all personal injury cases. Many times, however, it is helpful to have an expert opinion to offer in court, especially if there is disagreement regarding the cause or extent of your injuries. If you hire a personal injury attorney, that attorney will likely hire an expert to help illuminate certain complex issues for the judge and/or jury.
It is best to consult with a personal injury attorney to determine what your specific case is worth. The worth of your case depends on how strongly you can provide each element of the case (duty, breach, causation, and damages) and how severe the damages are. Once there is enough evidence to evaluate your case, an attorney can provide advice about a reasonable settlement value and whether to take your case to trial.
If you have filed a personal injury claim and your injuries have resolved, it may still be helpful to pursue a lawsuit. For example, in some cases you will be able to seek compensation for past lost wages or future medical expenses stemming from your initial injury. Also, it is important that your doctors are the ones who indicate that your injuries have been “resolved;” you may think you are feeling better when in actuality you are still suffering from the impacts of the initial injury. It is best to confer with a personal injury attorney regarding what your next steps should be once your doctors state that your injuries have been resolved.
Your insurance may cover vehicle repairs, medical payments, and rental cars, depending on your policy. The other driver’s insurance may also be responsible if they were at fault. We help you sort out which insurance applies so you are not left paying more than you have to out of pocket.
It depends. Your health insurance may pay initially, but they sometimes seek reimbursement from any settlement you receive. Auto insurance policies sometimes include medical expense payment (MedPay) coverage. We help you navigate these layers so your bills are addressed properly.
It is recommended that drivers carry uninsured and underinsured motorist coverage. If you have this type of insurance and an uninsured or underinsured driver injures you or causes damage to your vehicle, your insurance company will help pay for the expenses you incur. However, if you do not have this kind of insurance and are hit by an uninsured or underinsured driver, you can file a lawsuit against the at-fault driver, but there may not be any way to recover money, even if you win. If this is the route you choose, it is recommended that you hire a personal injury attorney to help you with your case.
As a general rule, you should not make statements to the other driver’s insurance regarding your own liability. However, if you have already provided a statement to the other driver’s insurance, it would be best to contact a personal injury attorney to determine what your next steps should be and to do so before you provide any additional statements or information, or sign any forms.
Underinsured motorist coverage helps pay your expenses if you are ever hit by an underinsured driver. Typically, this type of driver does not have enough insurance to cover someone else’s damages if he or she is found at fault in an accident. For instance, an underinsured driver might have auto liability insurance, but has either insufficient liability limits to cover your bills after an accident or has liability limits less than or equal to your underinsured motorist coverage limit.
The simple answer is no. When you are involved in an accident that is not your fault, your insurance rates should not go up. Similarly, if the at-fault driver does not have enough insurance and you file a claim with your underinsured motorist coverage, your rates should not go up.
Not all personal injury cases go to trial. In fact, most of these cases are settled out of court. Whether your case will go to trial will depend on lots of factors, like the insurance companies involved and disputes about the facts or the law that applies to the case.
Virginia follows the theory of contributory negligence. This means that if the evidence shows you contributed in any way to your own injuries, you will generally be barred from receiving compensation in court for those injuries. However, you should not be altogether discouraged from filing a personal injury lawsuit. Instead, you should consult with an experienced personal injury attorney who can let you know what your best course of action is. Remember not to directly admit fault to the other party’s insurance carrier and preferably do not provide any statements to the insurance until you have consulted an attorney.
How much it will cost to pursue a personal injury case will largely depend on whether you decide to hire a personal injury attorney. Experienced personal injury attorneys will typically charge on a contingency basis and will let you know exactly what their charges are upfront. Regardless of whether you choose to hire an attorney, you will likely be responsible for administrative costs (i.e. transcription, copying, messenger, and delivery costs); court filing fees (which might be individually low, but, over the course of a case, could add up); experts (which usually represent the majority of the costs; and miscellaneous expenses (out-of-pocket costs, such as travel costs).
Frequently Asked Questions about Medical Malpractice
Medical malpractice occurs when a health care professional provides care that falls below accepted standards, causing harm to a patient. Examples include surgical errors, misdiagnosis, delayed treatment, birth injuries, or medication mistakes.
Many people want to know whether they have a case during our first conversation. For the majority of medical malpractice cases, it is not possible to truly answer that question. Usually, the best that can be said at that point is whether it is something worth investigating. In most cases, be wary of an attorney who, without seeing any medical records and studying medical literature, feels confident you have a case.
The most common cause of medical malpractice claims is poor communication. This translates into several types of claims; failure to diagnose and misdiagnosis are very common. Also, poor communication between health care providers can also cause mistakes. This can result in errors during surgery, medication errors, and other errors for care that relies on healthy communication, like between nurses.
Unfortunately, birth injuries are also fairly common.
Warning signs may include unexplained injuries, sudden weight loss, poor hygiene, emotional withdrawal, bedsores, or unusual financial activity. Trust your instincts—if something feels wrong, it may be.
– Ensure their immediate safety (seek medical care or remove them from the facility if necessary).
– Document what you see—take photos, note dates, and keep records.
– Report concerns to the nursing home administration and state regulators.
– Contact an attorney to investigate.
In Virginia, you generally have two years from the date of malpractice to file a claim. This can be longer depending on the particular circumstances, but the general rule is two years.
Every medical malpractice case takes a different amount of time depending on many factors. In general, and especially right now, it is best to assume the case will take two to three years to complete. This is very dependent on the location where the trial will be held. Some courts have available trial dates much sooner than others. Because medical malpractice cases generally take multiple days, that also makes them harder to schedule and lengthens the overall time.
It is true that most medical malpractice cases in Virginia move slowly through the process. It starts with gathering medical records. The fastest you can expect to receive medical records is fifteen days from when a health care provider receives your request for records. By federal law, they have thirty days, which most of them try to use. Some of them only provide partial records, so we have to follow up. Some of them do not provide your records in a timely way, which is another reason we may have to follow up. In some cases, we even have to file complaints with the government just to obtain all the medical records. When all is said and done, it is sometimes months before we have all the medical records we need to review. That is just the first step to investigating a medical malpractice case.
Another time hurdle for these cases is setting a trial date. To set a trial date, a lot of people must be available at the same time. The people who must be available include each attorney who is involved, all the parties (the patient-plaintiff and the doctor-defendants), each party’s experts, and, most importantly, the court. If a case can be tried in just one day, then it would be much easier to set a trial. For medical malpractice cases, we usually need at least three days and sometimes much more. In order to find that kind of time on the court’s calendar, we are commonly looking at least six to nine months out and sometimes much farther.
Because we know there are some parts of getting a case resolved that we cannot control, we try to be as efficient as we can about the parts we can control.
Once we have the records, we have to review and organize them. Depending on how complicated your medical care has been, those medical records can easily be thousands, sometimes tens of thousands of pages.
We are looking for important data points (like lab work, x-rays, operative notes) that are relevant to the type of claim we are investigating.
At that point, we also refine our search for medical literature and published safety rules about how to handle a patient in similar circumstances.
In Virginia, with very few exceptions, expert witnesses are required to prove the elements of a medical malpractice case. Exceptions exist when the bad care is so obvious that anyone would know it is wrong without any medical or nursing training. But even though the negligent care may be obvious, even in those cases you usually need experts to talk about how that bad care caused harm to the patient.
There are many factors that go into determining an appropriate case value. It is very rare to have enough information early in a case to be able to determine the true value. It is understandable that people want to know the value of their case, but it is also important to only answer that question when we can provide a meaningful answer.
In general, if you had only minor injuries or were left with no lasting effects, it will be harder to pursue a medical malpractice case. This is not because the negligence was not serious or that your injuries are not deserving of compensation. It is this way because medical malpractice cases in Virginia are very expensive. If your injuries are minor or totally resolved, it means your claim will be seen as worth less. That means the cost to pursue your case could be more than you might get.
Medical records contain many mistakes. A death certificate once reported that a woman who died in her 80s was pregnant. She was not. While mistakes are common, it is always more helpful if the medical records are accurate. When they are different than what you recall happening, it creates an additional hurdle for your case. It means the jury has to decide what actually happened. There are so many other hurdles in medical malpractice cases, that it is better if the records are consistent.
In a wrongful death case, there is a specific group of people that Virginia law allows to recover for their loss. Sometimes the people who were closest to the person who died are not part of that group. If the group of people who could recover were not close to them, and especially if they were not in contact at all, the value of the claim will be less.
Don’t worry. In Virginia, you cannot consent to negligence. Signing the form does not mean you cannot pursue a claim.
We prove a doctor’s negligence using testimony by expert witnesses, other doctors who do the same type of medicine. We also use medical literature, textbooks, and guidelines. For instance, there are very clear rules about how to handle patients suspected of having a heart attack or stroke.

